Personally interested in insurance that will cover those easily misplaced laptops, baptized cameras, and stolen iPads (keep an eye out for the TSA), I decided toA�find out if it’s beneficial to shell outA�A�some money for, “in the event of an emergency.”
Here is my version of frequently asked travel insurance questions.A� The questions may not actually be relevant, but I realized as I started writing this post, how bored I am (I feel like I am in school), so I decided to put The Flight Attendant Life spin on things.A� Whatever that means…”More Fun Than A Package Of Peanuts” or something like that.
Frequently Asked Travel Insurance QuestionsA�
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1.A� Does travel insurance cover TSA agents needlessly confiscating a cupcake?
Answer:A� Depends on your coverage.A� Travel Insurance policies can cover trip cancellations, medical expenses, evacuation, loss, or delays.A� Loss…cupcake loss is probably not included, but be sure to check with the insurance company.
2.A� I was an idiot, got stupidly drunk, and drove a scooter off the end of a pier.A� My travel insurance covers that, right?
Answer:A� Travel insurance policies have no scope over your stupidity.A� Don’t be stupid.
3. I am toting a lot of expensive gadgets around the world with me.A� Will the insurance cover damage, loss, or theft of iPads, laptops, or cameras?
Answer:A� Usually, travel insurance only covers a very small amount, say up to $500.A� There is travel insurance specifically for business travelers who need coverage for electronics.A�A� Often, travel insurance will cover missing or lost luggage, though.A� Check to see if your home owners insurance covers the items during your travels.A� Also, there are company’s that do offer insurance specifically for iPads.
I was planning on asking more than just three frequented questions, but this research thing is exhausting and time-consuming.A� I’m coming across a lot of, “do your research” and “read the fine print.”A� So, there you go.
From my own travel experience, unfortunate sh*t doesA�happen, but most of the time, things generally turn out well in the end.A�A�That doesn’tA�negate the fact that you still need to be informed, savvy, and smart…if at all possible:)